Inquiry About Inquiries

We'll write an unlimited number of dispute letters and send them to the creditors you choose to verify the negative items that you are disputing. We challenge the validity of the negative item on your report by requesting the creditor to validate the account and its balance. It is your right, under the Federal Debt Collection Practices Act, to dispute negative items on your report and the lender bears the burden of proof and must verify the item in question within 30 days or it must be removed from your report.

Customized 'goodwill' letters sent directly to your creditors

Goodwill creditor letters are letters sent to your creditors asking them to take your good faith and goodwill efforts into consideration and remove the late payment and delete the listing.